You are at great risk when you have overwhelming debt. You may face lawsuits from your creditors, seizure of your car or loss of your home.   Debt consolidation services cannot defend you against litigation, repossession or foreclosure. Only a qualified debt relief attorney can help you confront these serious matters.

Getting served with a lawsuit can be a frightening experience - but, the courteous staff at Harold Shepley and Associates will be alongside you throughout your journey helping you understand what is going on and what you can do about it.   We can settle a lawsuit no different than any other debt.  In fact, sometimes we can get the case dismissed - meaning that you owe the creditor nothing. Getting sued with Harold Shepley & Associates behind you can actually be a good thing!

The easy answer is all of the financial information that you can have prepared. This includes specifics about your income, expenses, and debt. The more that information that we have from you, the better we can guide you.

Many people who file a Chapter 7 bankruptcy can keep their homes and cars. Call 877-533-3389 for a free consultation and we'll work with you to figure out your options. Having a good attorney is always your best chance for keeping as much as you can.