Dealing with Significant Debt

Overwhelming Debt: Where do I Start?

If you're dealing with a large quantity of debt, you're probably feeling totally overwhelmed. Like many others in your situation, your bills are stacking up, creditors are calling looking for their money, and the income to handle it just isn't there.

If you're feeling lost and don't know where to turn, call the Pennsylvania debt relief staff at Harold Shepley & Associates. You can reach our office at 877-827-9006 or by contacting us online. We know the path out of debt is a rough one from firsthand experience - we're here to help smooth it for you in any way we can.

What can I do to curb my debt?

Though the road out of financial struggle can be long and painful, there are some steps you can take to ease the journey. We've compiled a list of just a few measures that you can use to help get your finances back on track:

  • Research your options - The first step in choosing a path is figuring out which paths are open to you. Many people don't even know that there are other means of debt relief beyond bankruptcy. Foreclosure defense, debt negotiation, or debt consolidation may be your best bet in certain situations.
  • Don't be afraid to get help - The whole reason that firms like Harold Shepley & Associates exist is that most people cannot handle significant debt on their own. Even our founder, Harold Shepley, had to reach out for help when his debt was too much to bear - and he was already an established attorney! There is no shame in asking for help when you need it.
  • Centralize your debt - One reasonable monthly payment is easier to make than several smaller payments. Managing your money can be much easier after a debt consolidation. Consolidation is not necessarily for everyone, but in the right situation it can speed your debt recovery and help you breathe easy quicker than any other method.

Call now and start your path to debt relief

The PA debt relief staff at Harold Shepley & Associates understand your fears and are eager to help. We listen to your concerns and work with you to build the plan that's right for you.

To start your free consultation, call us at 877-827-9006 or contact us online any time - and remember, there is always a light at the end of the tunnel. We're here to help you get to it faster.

Contact Us

Relief is closer than you think!

For more information on debt relief, the other services we offer, or on what sets us apart from your average firm, please - call us today!

Somerset, PA


209 West Patriot Street
Somerset, PA 15501

Harrisburg, PA


3115 N. Front Street
Harrisburg, PA 17110

Harold Shepley & Associates LLC BBB Business Review

Altoona, PA


201 Cayuga Ave, Suite 11
Altoona, PA 16602

Debt Relief from Pennsylvania Bankruptcy Attorneys

We serve clients throughout all of Pennsylvania with Bankruptcy, Debt Negotiation, Mortgage Foreclosure Defense, Divorce, and Estate Planning. Though we have two offices, no travel is necessary.

We service Pennsylvania clients from Pittsburgh, Harrisburg, Philadelphia, Altoona, Bedford, Blairsville, Connellsville, Cranberry, Ebensburg, Greensburg, Huntingdon, Johnstown, Indiana, Lancaster, Monroeville, New Kensington, State College, Somerset, Uniontown, Washington, Wexford and throughout the state.

This website is intended to provide general information only. The information presented at this site should not be construed to be formal legal advice nor the formation of a lawyer/client relationship.