Pennsylvania Bankruptcy Lawyers

Will Bankruptcy Eliminate All of My Debt?

Bankruptcy is an effective measure to eliminate the debt that prevents you from meeting your ability to pay your day-to-day costs of living. It provides a fresh start. However, there are some debts that are not discharged in a bankruptcy case. Student loans, most taxes, criminal restitution, and child support are examples of some types of debt that are not typically discharged by filing bankruptcy.

Additionally, the debts that are connected with a security interest (automobile loans, home loans, motorcycle loans, and even loans for furniture) will remain as effective security interests after your bankruptcy case. If you wish to keep an automobile, a home, or other property that you needed a loan to purchase, then it will be necessary to continue making payments to the creditor.

Some of our clients want to pay debts that are discharged after the bankruptcy case has concluded. Those debts may be voluntarily repaid. Most of the time the debts our clients choose to voluntarily repay are those owed to family members, friends, or a family doctor.

Remember, it is important to disclose all of your debts when discussing your situation with your bankruptcy attorney. No matter how large or small the debt may be, you must tell your attorney about it. This is critical information that our attorneys must have to advise you.

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Relief is closer than you think!

For more information on debt relief, the other services we offer, or on what sets us apart from your average firm, please - call us today!

Somerset, PA


209 West Patriot Street
Somerset, PA 15501

Harrisburg, PA


3115 N. Front Street
Harrisburg, PA 17110

Harold Shepley & Associates LLC BBB Business Review

Altoona, PA


201 Cayuga Ave, Suite 11
Altoona, PA 16602

Debt Relief from Pennsylvania Bankruptcy Attorneys

We serve clients throughout all of Pennsylvania with Bankruptcy, Debt Negotiation, Mortgage Foreclosure Defense, Divorce, and Estate Planning. Though we have two offices, no travel is necessary.

We service Pennsylvania clients from Pittsburgh, Harrisburg, Philadelphia, Altoona, Bedford, Blairsville, Connellsville, Cranberry, Ebensburg, Greensburg, Huntingdon, Johnstown, Indiana, Lancaster, Monroeville, New Kensington, State College, Somerset, Uniontown, Washington, Wexford and throughout the state.

This website is intended to provide general information only. The information presented at this site should not be construed to be formal legal advice nor the formation of a lawyer/client relationship.