Pennsylvania Bankruptcy Lawyers
How long does a bankruptcy case take?
Whether a case is a Chapter 7 or Chapter 13, the basic steps in the process are the same. Generally, a Chapter 7 bankruptcy case will take approximately 4 to 6 months from the date when the case is filed until the case is closed. A Chapter 13 case will typically last 36 to 60 months from the date of filing.
The sequence of events in a typical Chapter 7 case include the following:
- Information collection.
- Bankruptcy documents prepared.
- Client completes the first consumer credit counseling course.
- Bankruptcy documents reviewed by clients and attorney.
- Case filed.
- Meeting scheduled with Trustee approximately 20 days after case is filed and Clerk’s Office mails the notice of the meeting of creditors.
- Client and attorney attend meeting of creditors together.
- Client completes the second consumer credit counseling course.
- Creditors have 60 days after the meeting of creditors to raise objections regarding the bankruptcy case if they choose.
- Approximately 90 days after the meeting of creditors the Clerk’s Office will mail the discharge order demonstrating the termination of any personal liability on the debts included within the bankruptcy documents.
- Approximately 14 days after the discharge order is issued, then the Clerk’s Office will mail the final decree that signals the end of the bankruptcy case.
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Frequently Asked Questions
We are a debt relief law firm. We help people file for bankruptcy under the bankruptcy code, if necessary.