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Entering a Voluntary Payment Plan with Your Creditor After Being Served with a Lawsuit May Not Be Your Best Solution

David Taylor June 14, 2021

Harold Shepley Attorneys

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Job Loss Does Not Mean You Will Lose Your Home – If You Plan Carefully

jonathan@7mountainsmedia.com June 14, 2021

A woman and a man looking sad at each other

<img width="450" height="300" src="https://www.shepleylaw.com/wp-content/uploads/2021/04/posts-how-to-avoid-bankruptcy.jpg" class="attachment-full size-full wp-post-image lazyload lazyload" alt="A woman and a man looking sad at each other" decoding="async" loading="lazy" srcset="https://www.shepleylaw.com/wp-content/uploads/2021/04/posts-how-to-avoid-bankruptcy.jpg 450w, https://www.shepleylaw.com/wp-content/uploads/2021/04/posts-how-to-avoid-bankruptcy-300x200.jpg 300w" sizes="(max-width: 450px) 100vw, 450px" style="width:100%;height:66.67%;max-width:450px;" />

How to Avoid Bankruptcy

David Taylor April 23, 2021

A woman checking a piece of paper with glasses on

<img width="450" height="300" src="https://www.shepleylaw.com/wp-content/uploads/2021/04/posts-collection-letter.jpg" class="attachment-full size-full wp-post-image lazyload lazyload" alt="A woman checking a piece of paper with glasses on" decoding="async" loading="lazy" srcset="https://www.shepleylaw.com/wp-content/uploads/2021/04/posts-collection-letter.jpg 450w, https://www.shepleylaw.com/wp-content/uploads/2021/04/posts-collection-letter-300x200.jpg 300w" sizes="(max-width: 450px) 100vw, 450px" style="width:100%;height:66.67%;max-width:450px;" />

So, You have Received a Collection Letter

David Taylor April 23, 2021

A man holding the holy bible

<img width="450" height="300" src="https://www.shepleylaw.com/wp-content/uploads/2021/04/posts-should-a-christian-file-bankruptcy.jpg" class="attachment-full size-full wp-post-image lazyload lazyload" alt="A man holding the holy bible" decoding="async" loading="lazy" srcset="https://www.shepleylaw.com/wp-content/uploads/2021/04/posts-should-a-christian-file-bankruptcy.jpg 450w, https://www.shepleylaw.com/wp-content/uploads/2021/04/posts-should-a-christian-file-bankruptcy-300x200.jpg 300w" sizes="(max-width: 450px) 100vw, 450px" style="width:100%;height:66.67%;max-width:450px;" />

Should a Christian File for Bankruptcy?

David Taylor April 23, 2021

Time to improve your credit!

<img width="450" height="394" src="https://www.shepleylaw.com/wp-content/uploads/2021/04/posts-credit-report.jpg" class="attachment-full size-full wp-post-image lazyload lazyload" alt="Time to improve your credit!" decoding="async" loading="lazy" srcset="https://www.shepleylaw.com/wp-content/uploads/2021/04/posts-credit-report.jpg 450w, https://www.shepleylaw.com/wp-content/uploads/2021/04/posts-credit-report-300x263.jpg 300w" sizes="(max-width: 450px) 100vw, 450px" style="width:100%;height:87.56%;max-width:450px;" />

Credit Report Errors

David Taylor April 23, 2021

A woman writing down on an envelope

<img width="450" height="300" src="https://www.shepleylaw.com/wp-content/uploads/2021/04/posts-envelope-system.jpg" class="attachment-full size-full wp-post-image lazyload lazyload" alt="A woman writing down on an envelope" decoding="async" loading="lazy" srcset="https://www.shepleylaw.com/wp-content/uploads/2021/04/posts-envelope-system.jpg 450w, https://www.shepleylaw.com/wp-content/uploads/2021/04/posts-envelope-system-300x200.jpg 300w" sizes="(max-width: 450px) 100vw, 450px" style="width:100%;height:66.67%;max-width:450px;" />

The Envelope System

David Taylor April 23, 2021

A woman and a man shopping with Christmas presents

<img width="300" height="200" src="https://www.shepleylaw.com/wp-content/uploads/2021/04/posts-holiday-savings.jpg" class="attachment-full size-full wp-post-image lazyload lazyload" alt="A woman and a man shopping with Christmas presents" decoding="async" loading="lazy" style="width:100%;height:66.67%;max-width:300px;" />

Top 10 ways to Budget for Holiday Spending

David Taylor April 23, 2021

A woman cutting up credit cards

<img width="450" height="300" src="https://www.shepleylaw.com/wp-content/uploads/2021/04/posts-credit-card-debt-relief-3.jpg" class="attachment-full size-full wp-post-image lazyload lazyload" alt="A woman cutting up credit cards" decoding="async" loading="lazy" srcset="https://www.shepleylaw.com/wp-content/uploads/2021/04/posts-credit-card-debt-relief-3.jpg 450w, https://www.shepleylaw.com/wp-content/uploads/2021/04/posts-credit-card-debt-relief-3-300x200.jpg 300w" sizes="(max-width: 450px) 100vw, 450px" style="width:100%;height:66.67%;max-width:450px;" />

Are You Dependent on Credit Cards?

David Taylor April 23, 2021

An old men and an old lady talking to an older lady at a table

<img width="450" height="304" src="https://www.shepleylaw.com/wp-content/uploads/2021/04/posts-finding-the-right-attorney.jpg" class="attachment-full size-full wp-post-image lazyload lazyload" alt="An old men and an old lady talking to an older lady at a table" decoding="async" loading="lazy" srcset="https://www.shepleylaw.com/wp-content/uploads/2021/04/posts-finding-the-right-attorney.jpg 450w, https://www.shepleylaw.com/wp-content/uploads/2021/04/posts-finding-the-right-attorney-300x203.jpg 300w" sizes="(max-width: 450px) 100vw, 450px" style="width:100%;height:67.56%;max-width:450px;" />

How to Find a Good Debt Relief Attorney

David Taylor April 23, 2021

An old lady smiling at the camera leaning on a piggy bank

<img width="450" height="300" src="https://www.shepleylaw.com/wp-content/uploads/2021/04/posts-successful-savers.jpg" class="attachment-full size-full wp-post-image lazyload lazyload" alt="An old lady smiling at the camera leaning on a piggy bank" decoding="async" loading="lazy" srcset="https://www.shepleylaw.com/wp-content/uploads/2021/04/posts-successful-savers.jpg 450w, https://www.shepleylaw.com/wp-content/uploads/2021/04/posts-successful-savers-300x200.jpg 300w" sizes="(max-width: 450px) 100vw, 450px" style="width:100%;height:66.67%;max-width:450px;" />

Successful Savers & Investors

David Taylor April 23, 2021

A man holding a house and a car in his hand

<img width="450" height="300" src="https://www.shepleylaw.com/wp-content/uploads/2021/04/posts-debt-negotiation.jpg" class="attachment-full size-full wp-post-image lazyload lazyload" alt="A man holding a house and a car in his hand" decoding="async" loading="lazy" srcset="https://www.shepleylaw.com/wp-content/uploads/2021/04/posts-debt-negotiation.jpg 450w, https://www.shepleylaw.com/wp-content/uploads/2021/04/posts-debt-negotiation-300x200.jpg 300w" sizes="(max-width: 450px) 100vw, 450px" style="width:100%;height:66.67%;max-width:450px;" />

Debt Negotiation

David Taylor April 23, 2021

Tax form

<img width="310" height="233" src="https://www.shepleylaw.com/wp-content/uploads/2021/04/posts-1099.jpg" class="attachment-full size-full wp-post-image lazyload lazyload" alt="Tax form" decoding="async" loading="lazy" srcset="https://www.shepleylaw.com/wp-content/uploads/2021/04/posts-1099.jpg 310w, https://www.shepleylaw.com/wp-content/uploads/2021/04/posts-1099-300x225.jpg 300w" sizes="(max-width: 310px) 100vw, 310px" style="width:100%;height:75.16%;max-width:310px;" />

1099-C - Cancellation of Debt Notice

David Taylor April 23, 2021

Budget with graphs

<img width="450" height="394" src="https://www.shepleylaw.com/wp-content/uploads/2021/04/posts-budget.jpg" class="attachment-full size-full wp-post-image lazyload lazyload" alt="Budget with graphs" decoding="async" loading="lazy" srcset="https://www.shepleylaw.com/wp-content/uploads/2021/04/posts-budget.jpg 450w, https://www.shepleylaw.com/wp-content/uploads/2021/04/posts-budget-300x263.jpg 300w" sizes="(max-width: 450px) 100vw, 450px" style="width:100%;height:87.56%;max-width:450px;" />

Creating a Monthly Budget

David Taylor April 23, 2021

Denied debt consolidation loan

<img width="450" height="338" src="https://www.shepleylaw.com/wp-content/uploads/2021/04/posts-debt-consolidation-loan.jpg" class="attachment-full size-full wp-post-image lazyload lazyload" alt="Denied debt consolidation loan" decoding="async" loading="lazy" srcset="https://www.shepleylaw.com/wp-content/uploads/2021/04/posts-debt-consolidation-loan.jpg 450w, https://www.shepleylaw.com/wp-content/uploads/2021/04/posts-debt-consolidation-loan-300x225.jpg 300w" sizes="(max-width: 450px) 100vw, 450px" style="width:100%;height:75.11%;max-width:450px;" />

Does Debt Consolidation Work?

David Taylor April 23, 2021

Bankruptcy court

<img width="450" height="290" src="https://www.shepleylaw.com/wp-content/uploads/2021/04/posts-chapter-13-bankruptcy-attorney.jpg" class="attachment-full size-full wp-post-image lazyload lazyload" alt="Bankruptcy court" decoding="async" loading="lazy" srcset="https://www.shepleylaw.com/wp-content/uploads/2021/04/posts-chapter-13-bankruptcy-attorney.jpg 450w, https://www.shepleylaw.com/wp-content/uploads/2021/04/posts-chapter-13-bankruptcy-attorney-300x193.jpg 300w" sizes="(max-width: 450px) 100vw, 450px" style="width:100%;height:64.44%;max-width:450px;" />

Chapter 13 Bankruptcy

David Taylor April 23, 2021

Diploma with 100 dollar bill in the background

<img width="450" height="299" src="https://www.shepleylaw.com/wp-content/uploads/2021/04/posts-student-loan-debt.jpg" class="attachment-full size-full wp-post-image lazyload lazyload" alt="Diploma with 100 dollar bill in the background" decoding="async" loading="lazy" srcset="https://www.shepleylaw.com/wp-content/uploads/2021/04/posts-student-loan-debt.jpg 450w, https://www.shepleylaw.com/wp-content/uploads/2021/04/posts-student-loan-debt-300x199.jpg 300w" sizes="(max-width: 450px) 100vw, 450px" style="width:100%;height:66.44%;max-width:450px;" />

Student Loan Debt

David Taylor April 22, 2021

Complaint with a woman looking surprised

<img width="450" height="301" src="https://www.shepleylaw.com/wp-content/uploads/2021/04/posts-served-with-a-lawsuit.jpg" class="attachment-full size-full wp-post-image lazyload lazyload" alt="Complaint with a woman looking surprised" decoding="async" loading="lazy" srcset="https://www.shepleylaw.com/wp-content/uploads/2021/04/posts-served-with-a-lawsuit.jpg 450w, https://www.shepleylaw.com/wp-content/uploads/2021/04/posts-served-with-a-lawsuit-300x201.jpg 300w" sizes="(max-width: 450px) 100vw, 450px" style="width:100%;height:66.89%;max-width:450px;" />

Served With a Lawsuit?

David Taylor April 22, 2021

A civil hammer

<img width="450" height="310" src="https://www.shepleylaw.com/wp-content/uploads/2021/04/posts-civil-action-judgment.jpg" class="attachment-full size-full wp-post-image lazyload lazyload" alt="A civil hammer" decoding="async" loading="lazy" srcset="https://www.shepleylaw.com/wp-content/uploads/2021/04/posts-civil-action-judgment.jpg 450w, https://www.shepleylaw.com/wp-content/uploads/2021/04/posts-civil-action-judgment-300x207.jpg 300w" sizes="(max-width: 450px) 100vw, 450px" style="width:100%;height:68.89%;max-width:450px;" />

What is a Judgment?

David Taylor April 22, 2021

A civil hammer, hammering a house

<img width="450" height="287" src="https://www.shepleylaw.com/wp-content/uploads/2021/04/posts-mortgage-foreclosure.jpg" class="attachment-full size-full wp-post-image lazyload lazyload" alt="A civil hammer, hammering a house" decoding="async" loading="lazy" srcset="https://www.shepleylaw.com/wp-content/uploads/2021/04/posts-mortgage-foreclosure.jpg 450w, https://www.shepleylaw.com/wp-content/uploads/2021/04/posts-mortgage-foreclosure-300x191.jpg 300w" sizes="(max-width: 450px) 100vw, 450px" style="width:100%;height:63.78%;max-width:450px;" />

Mortgage Foreclosure

David Taylor April 19, 2021

A family jumping in front of a beach

<img width="450" height="300" src="https://www.shepleylaw.com/wp-content/uploads/2021/04/posts-budgeting-tips-for-vacation.jpg" class="attachment-full size-full wp-post-image lazyload lazyload" alt="A family jumping in front of a beach" decoding="async" loading="lazy" srcset="https://www.shepleylaw.com/wp-content/uploads/2021/04/posts-budgeting-tips-for-vacation.jpg 450w, https://www.shepleylaw.com/wp-content/uploads/2021/04/posts-budgeting-tips-for-vacation-300x200.jpg 300w" sizes="(max-width: 450px) 100vw, 450px" style="width:100%;height:66.67%;max-width:450px;" />

Budgeting Tips for a Great Vacation

David Taylor April 19, 2021

A woman shaking another persons hand

<img width="450" height="300" src="https://www.shepleylaw.com/wp-content/uploads/2021/04/posts-repaying-family.jpg" class="attachment-full size-full wp-post-image lazyload lazyload" alt="A woman shaking another persons hand" decoding="async" loading="lazy" srcset="https://www.shepleylaw.com/wp-content/uploads/2021/04/posts-repaying-family.jpg 450w, https://www.shepleylaw.com/wp-content/uploads/2021/04/posts-repaying-family-300x200.jpg 300w" sizes="(max-width: 450px) 100vw, 450px" style="width:100%;height:66.67%;max-width:450px;" />

Repaying Family Before Filing Bankruptcy

David Taylor April 19, 2021

A group of men sitting at a table with a blue background

<img width="450" height="301" src="https://www.shepleylaw.com/wp-content/uploads/2021/04/posts-what-is-debt-negotiation.jpg" class="attachment-full size-full wp-post-image lazyload lazyload" alt="A group of men sitting at a table with a blue background" decoding="async" loading="lazy" srcset="https://www.shepleylaw.com/wp-content/uploads/2021/04/posts-what-is-debt-negotiation.jpg 450w, https://www.shepleylaw.com/wp-content/uploads/2021/04/posts-what-is-debt-negotiation-300x201.jpg 300w" sizes="(max-width: 450px) 100vw, 450px" style="width:100%;height:66.89%;max-width:450px;" />

What is Debt Negotiation?

David Taylor April 19, 2021

A woman looking at papers with a calculator

<img width="450" height="299" src="https://www.shepleylaw.com/wp-content/uploads/2021/04/posts-foreclosure-mortgage-delinquency.jpg" class="attachment-full size-full wp-post-image lazyload lazyload" alt="A woman looking at papers with a calculator" decoding="async" loading="lazy" srcset="https://www.shepleylaw.com/wp-content/uploads/2021/04/posts-foreclosure-mortgage-delinquency.jpg 450w, https://www.shepleylaw.com/wp-content/uploads/2021/04/posts-foreclosure-mortgage-delinquency-300x199.jpg 300w" sizes="(max-width: 450px) 100vw, 450px" style="width:100%;height:66.44%;max-width:450px;" />

Foreclosure & Mortgage Delinquency

David Taylor April 14, 2021

Mortgage with keys

<img width="450" height="300" src="https://www.shepleylaw.com/wp-content/uploads/2021/04/posts-mortgage-modification-help.jpg" class="attachment-full size-full wp-post-image lazyload lazyload" alt="Mortgage with keys" decoding="async" loading="lazy" srcset="https://www.shepleylaw.com/wp-content/uploads/2021/04/posts-mortgage-modification-help.jpg 450w, https://www.shepleylaw.com/wp-content/uploads/2021/04/posts-mortgage-modification-help-300x200.jpg 300w" sizes="(max-width: 450px) 100vw, 450px" style="width:100%;height:66.67%;max-width:450px;" />

Mortgage Modification

David Taylor April 14, 2021

Final Demand Final Demand for payment

<img width="450" height="300" src="https://www.shepleylaw.com/wp-content/uploads/2021/04/posts-statute-of-limitations-atttorney.jpg" class="attachment-full size-full wp-post-image lazyload lazyload" alt="Final Demand Final Demand for payment" decoding="async" loading="lazy" srcset="https://www.shepleylaw.com/wp-content/uploads/2021/04/posts-statute-of-limitations-atttorney.jpg 450w, https://www.shepleylaw.com/wp-content/uploads/2021/04/posts-statute-of-limitations-atttorney-300x200.jpg 300w" sizes="(max-width: 450px) 100vw, 450px" style="width:100%;height:66.67%;max-width:450px;" />

What is the Statute of Limitations

David Taylor April 14, 2021

A person highlighting a piece of paper

<img width="450" height="300" src="https://www.shepleylaw.com/wp-content/uploads/2021/04/posts-cross-collateralization-pa.jpg" class="attachment-full size-full wp-post-image lazyload lazyload" alt="A person highlighting a piece of paper" decoding="async" loading="lazy" srcset="https://www.shepleylaw.com/wp-content/uploads/2021/04/posts-cross-collateralization-pa.jpg 450w, https://www.shepleylaw.com/wp-content/uploads/2021/04/posts-cross-collateralization-pa-300x200.jpg 300w" sizes="(max-width: 450px) 100vw, 450px" style="width:100%;height:66.67%;max-width:450px;" />

Cross-Collateralization

David Taylor April 14, 2021

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