Considering Bankruptcy?Know Your Alternatives
Finding a good bankruptcy attorney is like finding a good doctor. You may have to try a few before finding the right fit. But since we’re talking about your financial future here, it’s important to take the time to search out that correct fit. Here are some tips on finding a good bankruptcy attorney. Ask… Read More »
To many people, filing for bankruptcy is an “either-or” proposition. Either they continue to struggle, living pay check to pay check and paying only the minimum payment or they file bankruptcy and assume they lose everything. They put it off as long as possible—sometimes to their own detriment. However, there are alternatives to bankruptcy, and… Read More »
If you are paying child support and considering filing bankruptcy, you may be wondering how bankruptcy will affect your ability to make payments. Alternatively, if you are receiving child support from someone who is about to file bankruptcy, you may be wondering if he or she will still have to make payments. Here are some… Read More »
If you’re falling behind on your student loans, you may be worried that your wages will be garnished or your tax refund will be taken. Bankruptcy no longer erases student loans, but there are other ways to address the situation. Even if you’re having financial problems, it’s important to keep paying your student loans. You… Read More »
Congratulations! You’ve decided to make a budget. This is an important first step on the way to financial freedom. But where to start? It can seem overwhelming at first. But if you take it step-by-step, it’s relatively painless. There are many computer programs that will walk you through creating a budget, or you can make… Read More »
The best way to get out of debt and stay out of debt is to become financially literate. It’s easier to control your finances when you understand your finances and how they work. Don’t be afraid of money, and don’t let it control you. When you control your finances, you control your freedom and your… Read More »
There’s no one right way to do a household budget. It doesn’t really matter how you do it, just as long as it gets done. However, be careful you don’t fall into some of these common traps. Not planning for yearly expenses. When you make your budget, you put in your monthly expenses—groceries, electric… Read More »
So, you’ve made an appointment for a consultation with a bankruptcy lawyer. Congratulations on taking the first step towards financial freedom! After you take some well-earned time to pat yourself on the back, you should start prepping for your visit. Do not go to your consultation meeting empty-handed. The more prepared you are, the more… Read More »
Many times people find themselves in financially distressful situations but are not exactly sure how they got there. Often times it is a combination of factors that leads to this type of situation. If you are able to recognize this early on, you may be able to avoid the consequences that come with these dangerous… Read More »
Even though the holidays are over, it’s never too early to get ready for next year. During the holidays, many people fall into debt, but with careful planning, you can get through without financial worry. I recently spoke to the Daily American newspaper about the growing problem of holiday—and everyday—debt. If you find yourself falling… Read More »
