Harold Shepley & Associates, LLC
209 West Patriot Street
Somerset, PA, 15501 USA
8775533389
Harold Shepley

Monthly Archives: June 2012

How Do I Pay for My Bankruptcy Attorney?

It may seem counter-intuitive, but it’s a fact – filing for bankruptcy and hiring a bankruptcy attorney costs money. But how do you get that money if you are filing for bankruptcy? Aren’t you filing for bankruptcy because you have no money to spare? Just because you are lacking in funds doesn’t mean you shouldn’t… Read More »

Bankruptcy Filings Fell in 2011

The year 2011 saw an 11.7% drop in bankruptcy filings from 2010, according to a year-end study from Epiq Systems. In 2010, 1,561,008 people filed for bankruptcy, while in 2011 that number dropped to 1,379,113. About 70% of the filings are Chapter 7, which allow individuals to discharge their debts completely (if they pass a… Read More »

Warren Sapp Files for Bankruptcy

Former NFL star Warren Sapp recently filed for bankruptcy, owing more than $6.7 million to creditors and back child support and alimony. Sapp has filed for Chapter 7 bankruptcy in Florida. Telling reporters, “Do you think I wanted to declare bankruptcy? It was either this or go to jail. Those were my choices,” Sapp blames… Read More »

Bankruptcy Court Filing Fees Raised in November

This past November, with little fanfare, bankruptcy court filing fees increased. The Judicial Conference of the United States Bankruptcy Court voted to increase several bankruptcy court filing fees. For consumers, the increase primarily affects us in terms of filing for bankruptcy. Here are the new filing fees, which went into effect in November, 2011: Chapter… Read More »

Important Bankruptcy Terms

If you’re thinking about filing for bankruptcy, you might sometimes think your attorneys or trustees are speaking a different language. Familiarize yourself with some of the more common bankruptcy terms. Remember – knowledge is power! Arrears: When you’re behind on making payments. If your monthly mortgage payment is $1,000 and you’re three months behind, you’re… Read More »

Personal Organization and Bankruptcy

  Some people are naturally organized. Some aren’t. If you are a naturally disorganized person, however, it would be to your benefit to work on some organizational skills if you are considering filing for bankruptcy.   Keeping things organized helps both you and your attorney keep track of all the paperwork and items involved in… Read More »